Privacy policy and Terms of use

🔐 Privacy Policy and Terms of use

Simple EMI Calculator

Last updated: 25/01/2026

Simple EMI Calculator is an offline financial utility app designed to help users calculate loan EMIs quickly and easily. We respect your privacy and are committed to protecting it.

1. Information We Collect

We do not collect any personal information such as:

  • Name

  • Email address

  • Phone number

  • Bank or loan account details

All EMI calculations happen locally on your device.

2. Non-Personal Data

The app may use third-party services (such as Google AdMob) that may collect:

  • Device information

  • Advertising ID

  • Approximate location (non-precise)

  • App usage data (for ads & analytics)

This data is collected by third-party services and governed by their privacy policies.

3. Ads

Simple EMI Calculator displays ads using Google AdMob.
AdMob may use cookies or advertising identifiers to show relevant ads.

Google AdMob Privacy Policy:
https://policies.google.com/privacy

4. Data Storage

  • EMI calculation history (if enabled) is stored only on your device

  • We do not access or upload this data to any server

5. Children’s Privacy

This app does not target children under the age of 13 and does not knowingly collect any personal data from children.

6. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected inside the app.

7. Contact Us

If you have any questions about this Privacy Policy, contact us at:
📧 your-email@example.com

📜 Terms & Conditions

Simple EMI Calculator

By using this app, you agree to the following terms:

1. Use of the App

  • This app is provided for informational purposes only

  • EMI results are approximate and should not be considered financial advice

  • Always confirm loan details with banks or financial institutions

2. Accuracy

We aim to provide accurate EMI calculations, but:

  • We do not guarantee 100% accuracy

  • We are not responsible for financial decisions made using this app

3. Advertisements

  • The app contains ads to support development

  • We are not responsible for the content of third-party advertisements

4. Limitation of Liability

We shall not be liable for:

  • Any financial loss

  • Incorrect assumptions

  • Decisions made based on app calculations

5. Changes to the App

We reserve the right to:

  • Modify features

  • Add or remove functionality

  • Update these terms at any time

6. Termination

We may suspend or discontinue the app at any time without notice.